Ross is the President of Smart Finance & Co., an investment banking consulting firm she founded in January 1995. Together with financing, setting up accessible and transparent advisory tools and assistance instruments such as one-stop-shops that provide integrated energy renovation services or facilitators, as well as implementing other measures and initiatives such as those referred to in the Commission’s Smart Finance for Smart Buildings Initiative, is indispensable to provide the right enabling framework and break barriers to renovation.Īn analogy is given by recent reports of the Chinese company Smart Finance, which uses seemingly irrelevant smartphone data, such as the typing speed or battery charge levels, to predict individuals’ creditworthiness for loans, with reportedly high accuracy (Lee, 2018).
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